Did you take out car finance between April 2007 and January 2021? If so, you could be one of millions of UK drivers owed thousands of pounds in compensation for mis-sold car finance agreements—including hidden commissions, unfair terms, and misleading PCP contracts.
At FreeClaimCheck.co.uk, we make it easy to check if you’re eligible with our free claim checker. Even if you’ve lost your paperwork or can’t remember your car’s registration, we can help recover your finance records and pursue your claim.
What’s the Mis-Sold Car Finance Scandal All About?
A landmark court ruling on October 25, 2024, in the case of Hopcroft v Close Brothers, has rocked the motor finance industry. The court found that car dealers and lenders failed to disclose hidden commissions, meaning millions of car finance deals may have been unfair and in breach of consumer protection laws.
Here’s what the court said:
- Dealers must disclose if they receive commission, how much, and how it affects your agreement.
- Hiding commissions can lead to overpriced or unfair finance deals.
- If you weren’t told about a commission, you may be entitled to compensation.
What Types of Car Finance Claims Can You Make
You may be eligible to claim if your finance agreement included:
Undisclosed Commissions – Hidden payments to dealers you weren’t told about
Mis-sold PCP Contracts – Unclear terms, inflated balloon payments, or misleading sales tactics
Unfair Terms – Agreements that were not properly explained or resulted in financial harm
List of Lenders Facing Car Finance Mis-Selling Claims
You may be eligible for a claim if you had finance with one of these major providers:
- Blackhorse Ltd
- Barclays Partner Finance
- BMW Financial Services
- Audi Finance
- Volkswagen Finance
- Mercedes-Benz Financial Services
- Santander Consumer Finance
- Ford Credit
- Hyundai Capital UK Ltd
- Honda Finance Europe PLC
- Toyota Financial Services
- Close Brothers Finance
- (And many more – click here to see full list)
No Paperwork? No Problem.
At FreeClaimCheck.co.uk, we can search for your old agreements—even if:
– You don’t remember your vehicle registration
– You no longer have the finance documents
– You’ve changed cars or sold the vehicle
Act Now – You Could Be Owed Thousands
If you took out PCP, HP, or other car finance between 2007 and 2021, you may be entitled to claim compensation. Don’t miss your chance to recover what you’re owed.
Start your car finance claim today with FreeClaimCheck.co.uk – it’s fast, free, and could be worth thousands.
Disclaimer: FreeClaimCheck.co.uk is a claims management company. You do not need to use a claims management company to make a claim. You can submit a claim directly to your lender or contact the Financial Ombudsman Service for free and impartial help.